Credit Sense
What is Credit Sense?
Credit Sense is a service used by Dave Allen Motors to automatically retrieve bank statements during the loan application process.
An Australian owned and operated company based in Brisbane, Credit Sense is utilized by several leading Australian and New Zealand lenders to ensure consistent, fair, compliant, and efficient credit assessments of customer transaction histories.
New Zealand credit providers likw Dave Allen Motors are obligated to make reasonable inquiries about their customer’s personal situation and be satisfied that the products they are offering are suitable. This enables Dave Allen Motors to better understand our customers’ financial situations and accurately assess product suitability. Credit Sense helps Dave Allen Motors comply with all legal obligations under the Credit Contracts and Consumer Finance Act 2003.
During our finance application process, you will be asked to input your online banking details so that a summary of the last 90 days of transactions on your bank statement can be retrieved for automatic analysis.
Using this facility is the quickest and most efficient way for us to process your loan application quickly.
Please note: during this process, your online banking details are not stored by us or Credit Sense.
To learn more about the Credit Sense service, please visit www.creditsense.com.au. To view Credit Sense's privacy policy please click here.
Why do we use Credit Sense?
- Ensure a fast and easy application process
- Used by leading New Zealand and Australian lenders
- Subject to and complies with all Australian and NZ laws