Car Dealership - Dave Allen Motors
Thank you so much, very happy with the deal I got.
No Deposit Car Finance - Low Interest Car Loans
Fast and Easy No Deposit Car Finance at Dave Allen Motors
No deposit car finance is a fantastic solution for those looking to drive away in a new car without the burden of an upfront payment. At Dave Allen Motors, we offer flexible and affordable no deposit car finance options tailored to suit your needs.
A question we get asked often is “Do I need a deposit to buy a car?” We do need some information about you. In most cases, no deposit car finance is the preferred option for buyers, but in some cases, a deposit is required to ensure you can afford your new car loan. When you do pay a deposit, it will lower the weekly repayment amount, ensuring you are not overcommitted. Responsible Lending is what it’s all about, to be responsible as a lender and make sure our customers are not put into financial stress, but still making sure you can have your new car.
Your deposit does not need to be cash, if you like, you can use your old car as a deposit toward your new loan. Which will make the amount you borrow, less. If you still have a current loan on your old car, we can sort that out too for you.
The main things that we consider when looking at your application for no-deposit finance are your affordability, stability, and credit scores. However, if you have a new job, or recently moved house this does not mean you won’t qualify. Even with some adverse credit, you may still qualify for no deposit finance. If you have a reasonable explanation and affordability then you may still be approved with no deposit.
While the criteria are similar, we realise everyone’s personal situations can be different. So the only way to be sure is to apply. What suits your circumstances may be different from the next person. This is why our finance specialist will go over the options that are suitable for you, with no deposit and a choice of insurance that are tailored to your needs. Apply Now for a Free No-Obligation Pre-Approval.
Still have some questions? Have a look at our helpful "car finance questions and answers" page.
Or if you simply want to discuss your options before you apply, you can phone us on 0800 227000 to talk to one of our business managers. *normal lending criteria applies
Hamilton's leading MTA Assured Dealership
When there are so many motor vehicle dealerships to choose from, why buy from Dave Allen Motors?
We know that you're looking for the right car at a low price, but you also want a deal with a reputable company that offers great service and real value for money. Rest assured you are dealing with one of the largest and most trusted MTA Assured Dealerships in the Waikato region with over 27 years of trading and 46,000+ sales nationwide.
In short, you’re looking for the “Absolute Best Price”! At Dave Allen Motors we believe the Absolute Best Price should consist of Credibility, Service, and Value for Money – all these add up to ensure you are totally satisfied with your purchase. This is the driving force of our business and we go out of our way to be the Absolute Best Place to buy your next vehicle.
Our full-time buying staff in Japan hand-pick every vehicle that we purchase, this allows us to pass on the very best prices all year round. All our vehicles are accident-free grade and undergo a pre-departure inspection before shipping to NZ. Big, small, five or eight seats, we have them all, with over 300 vehicles to choose from we have a vehicle that fits everyone's budget.
It’s one thing for us to say this, but we figure you’d like to see some proof. There are currently over 1000+ up-to-date testimonials on the Dave Allen Website from our customers, more than any other car dealer in New Zealand! Or check out our 5 Star Google reviews. We are very proud of the results. Proudly 100% NZ Owned & Operated.